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The thought experiment was far less abstract—and substantially less pleasant for the 10-15 percent segment of people represented on the graphs.

Donnerstag, Januar 7th, 2021

The thought experiment was far less abstract—and substantially less pleasant for the 10-15 percent segment of people represented on the graphs.

Their credit ratings might have tanked by 100 points; they’d be fending down increasingly urgent telephone calls from loan companies.

Capital One did a large amount of their very very own commercial collection agency instead of outsourcing it, and now we patted ourselves regarding the straight back for the, as it had been considered more humane. Possibilities had been good that Capital One would fundamentally sue these non-payers, because of the hopes of garnishing their paycheck to have that money-back, with interest.

Amid the day-to-day workplace banter at Capital One, we hardly ever broached the essence of that which we were doing. Rather, the“physics were discussed by us” of our work. Analysts would commonly state that “whiteboarding”—a gratifying exercise in gaming out equations in the whiteboard to determine an easy method to construct a danger model or design an experiment—was the favourite section of their task. (mehr …)