As opposed towards the nearly wholly negative depiction of payday lending as вЂextortionate’ and вЂpredatory’ by the news and campaigners, borrowers talked about good areas of this as a type of credit with regards to the simplicity of access, as well as the capability to keep dignity, privacy (especially with regards to online payday borrowing), duty and liberty. And even though the problematic components of payday financing undoubtedly deserve attention (see next area), nearly all pay day loans are, indeed, repaid on time (CMA, 2014a). (mehr …)